AG Secure Lifetime GUL®

Long-term death benefit protection, guaranteed cash accumulation, and the flexibility to access cash value in the future, if necessary, while preserving a proportional death benefit guarantee.

• Guaranteed death benefit protection
• Flexible Continuation Guarantee allows policy owners to select their death benefit guarantee period and premium funding period
• Guaranteed cash value accumulation provides flexibility if needed in the future
• Unique pro-rata adjustments on partial withdrawals allow policy to remain in force with proportionally reduced death benefit, cash values, and guaranteed premiums
• Consumer-friendly features; for purposes of maintaining death benefit guarantees, premium payments received within 28 days following date of issue and each monthly due date are treated as received on time; 1035 exchanges received during the first 12 months after policy’s date of issue are treated as if received on the issue date
• Maximum issue age of 80 available on all underwriting classes
• 24-month rolling target premiums (except in New York)
• Concierge-level handling from New Business and Underwriting
• Broad selection of riders for customization 

FOR PRODUCER USE ONLY - NOT FOR DISSEMINATION TO THE PUBLIC