AG HorizonSelect®

AG HorizonSelect^SM is a single-premium deferred annuity with market value adjustment.

Key Benefits:

• Interest is guaranteed for a choice of 5, 7 or 10 years
• End-of-Term Option: No withdrawal charge or MVA for partial or full withdrawal
• After initial guarantee period, another interest rate guarantee is established that continues until the end of the 10th contract year.  Thereafter, the rate is set annually.
• Minimum guaranteed interest rate set at contract issue; see rate sheet for current rate
• 10% free annual withdrawal - including first year
• Issued to age 85 (nonqualified and qualified)
• $5,000 minimum
• Extended Care Rider always included
• 10-year declining withdrawal charge
• Contract Number 05377

These specifications are not intended to be all-inclusive of product information. State variations may apply. Benefits under health policies are subject to the terms of the policy, including pre-existing conditions, limitations and exclusions. Consult the policy or contract for complete details.

FOR PRODUCER USE ONLY - NOT FOR DISSEMINATION TO THE PUBLIC