AG HorizonAchiever^SM

AG HorizonAchiever is a single-premium deferred annuity with market value adjustment (MVA).

Key Benefits:

• Issued to age 85 (nonqualified and qualified)
• $5,000 minimum (nonqualified and qualified)
• Initial interest rate is guaranteed for a 6 year term
• End-of-Term Option: No withdrawal charge or MVA for partial or full withdrawal
• If funds remain after initial guarantee period, interest is declared by the Company for another 4 contract years, and annually thereafter
• Minimum guaranteed interest rate set at contract issue ; see rate sheet for current rate 
• 10% free withdrawal in all years
• 10-year declining withdrawal charge
• Extended Care Rider always included
• Contract Number 05377

These specifications are not intended to be all-inclusive of product information. State variations may apply. Benefits under health policies are subject to the terms of the policy, including pre-existing conditions, limitations and exclusions. Consult the policy or contract for complete details.

FOR PRODUCER USE ONLY - NOT FOR DISSEMINATION TO THE PUBLIC