Global Index Annuity Series       

Innovative index annuities with an account option that spans the globe and provides a greater opportunity to earn the full cap value. Plus these annuities have incredible guarantees and withdrawal provisions. 

AG Global Index Annuity Series consists of three products:

AG Global Bonus Index®

5% premium bonus, single premium. 10-year withdrawal charge period, underlying guarantee of 100% @ 1.5% less withdrawal charge, and a market value adjustment. (Not available in New York)

AG Global 6 Index®

Truly a flexible premium product (no rolling withdrawal charge), 6-year withdrawal charge schedule, and no MVA. (Available only in New York.)

AG Global 8 Index®

Truly a flexible premium product (no rolling withdrawal charge), 8-year withdrawal charge schedule, and no MVA. (Available nationally, including New York.)

AG Lifetime Income BuilderSM optional living benefit riders now available.

Key Benefits

While this innovative series provides many solutions for a wide array of client needs, two of the features are extremely innovative: 

Global Multiple Index Account^SM

Provides diversity by using 3 stock market indices in the U.S., Japan and Europe and the opportunity for higher interest through a calculation that favors the higher performing indices 

GMWB:

Guaranteed Minimum Withdrawal Benefit (GMWB) with no upfront cost and payments that can increase with age and higher annuity value

As you look at the products you'll see their keen market appeal! 
 

These specifications are not intended to be all-inclusive of product information. State variations may apply. Please refer to the annuity contract for complete details. 

*Or higher. Guaranteed Minimum Account Rate subject to change each quarter. Once set at contract issue, it will remain the same for the life of the contract. See rate sheet for current rate.

**As of May 31, 2010: AG Global 6 Index is temporarily unavailable nationally.

Withdrawals may be subject to Federal and/or State income taxes. A 10% Federal penalty tax may apply if you make withdrawals or surrender your annuity before age 59½.  Beginning January 1, 2013, annuity income may be subject to an additional tax of 3.8% under specific factual situations. Consult your tax advisor regarding your specific situation. Prior to soliciting business, be certain that you are appropriately licensed and appointed with the insurer and that the product has been approved for sale by the insurer in that state. If  uncertain, contact your profit center for assistance. This contract is not insured by the FDIC, the Federal Reserve Board or any similar agency. The contract is not a deposit or other obligation of, nor is it guaranteed or endorsed by, any bank or depository institution.   

Contract Numbers:
AG Global Bonus 07109
AG Global 6&8 Index 07371, New York 07371N

Riders:
04049, 03049, 05200, 05201, 07611, 07760
New York: 03049N, 05200N, 05201N, 07611N, 07760N

¹AG Global Index is not sponsored, endorsed, sold or promoted by Standard & Poor’s (“S&P”) or its third party licensors. Neither S&P nor its third party licensors makes any representation or warranty, express or implied, to the owners of AG Global Index or any member of the public regarding the advisability of investing in securities generally or in AG Global Index particularly or the ability of the S&P 500 (the “Index”) to track general stock market performance. S&P’s and its third party licensor’s only relationship to American General Life Companies and its affiliates is the licensing of certain trademarks and trade names of S&P and the third party licensors and of the Index which is determined, composed and calculated by S&P or its third party licensors without regard to American General Life Companies and affiliates or AG Global Index. S&P and its third party licensors have no obligation to take the needs of American General Life Companies and affiliates or the owners of AG Global Index into consideration in determining, composing or calculating the Index. Neither S&P nor its third party licensors is responsible    for and has not participated in the determination of the prices and amount of AG Global Index or the timing of the issuance or sale of AG Global Index or in the determination or calculation of the equation by which the AG Global Index is to be converted into cash. S&P has no obligation or liability in connection with the administration, marketing or trading of the AG Global Index.
NEITHER S&P, ITS AFFILIATES NOR THEIRTHIRD PARTY LICENSORS GUARANTEE THE ADEQUACY, ACCURACY, TIMELINESS OR COMPLETENESS OF THE INDEX OR ANY DATA INCLUDED THEREIN OR ANY COMMUNICATIONS, INCLUDING BUT NOT LIMITED TO, ORAL OR WRITTEN COMMUNICATIONS (INCLUDING ELECTRONIC COMMUNICATIONS) WITH RESPECT THERETO. S&P, ITS AFFILIATES AND THEIR THIRD PARTY LICENSORS SHALL NOT BE SUBJECT TO ANY DAMAGES OR LIABILITY FOR ANY ERRORS, OMISSIONS OR DELAYS THEREIN. S&P MAKES NO EXPRESS OR IMPLIED WARRANTIES, AND EXPRESSLY DISCLAIMS ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE WITH RESPECT TO THE MARKS, THE INDEX OR ANY DATA INCLUDED THEREIN. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT WHATSOEVER SHALL S&P, ITS AFFILIATES OR THEIR THIRD PARTY LICENSORS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES, INCLUDING BUT NOT LIMITED TO, LOSS OF PROFITS, TRADING LOSSES, LOST TIME OR GOODWILL, EVEN IF THEY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER IN CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE. S&P, S&P 500 and STANDARD & POOR’S are registered trademarks of Standard & Poor’s Financial Services LLC and have been licensed for use by American General Life Companies and affiliates. 
 
² The Dow Jones EURO STOXX 50® is the intellectual property of (including registered  trademarks) Stoxx Limited, Zurich, Switzerland and/or Dow Jones & Company, Inc., a Delaware corporation, New York, USA, (the “Licensors”), which is used under license. This  product that is based on the Index are in no way sponsored, endorsed, sold or promoted by the Licensors and neither of the Licensors shall have any liability with respect thereto.
 
³ The Nikkei Stock Average (“Index”) is an intellectual property of Nikkei Inc. (formerly known as Nihon Keizai Shimbum, Inc. Name changed on January 1,2007). “Nikkei”, “Nikkei
Stock Average”, and “Nikkei 225” are the service marks of Nikkei Inc. Nikkei Inc. reserves all the rights, including copyright, to the index. Nikkei Digital Media, Inc., a wholly owned subsidiary of Nikkei Inc. calculates and disseminates the Index under exclusive agreement with Nikkei Inc. Nikkei Inc. and Nikkei Digital Media Inc. are collectively “Index Sponsor”. The Products are not in any way sponsored, endorsed or promoted by the Index Sponsor. The Index Sponsor does not make any warranty or representation whatsoever, express or implied, either as to the results to be obtained as to the use of the Index or the figure as which the Index stands at any particular day or otherwise. The Index is compiled and calculated solely by the Index Sponsor. However, the Index Sponsor shall not be liable to any person for any error in the Index and the Index Sponsor shall not be under any obligation to advise any person, including a purchaser or vendor of the Products, of any error therein. In addition, the Index Sponsor gives no assurance regarding any modification or change in any methodology used in calculating the Index and is under no obligation to continue the calculation, publication and dissemination of the Index.

These specifications are not intended to be all-inclusive of product information. State variations may apply. Benefits under health policies are subject to the terms of the policy, including pre-existing conditions, limitations and exclusions. Consult the policy or contract for complete details.

FOR PRODUCER USE ONLY - NOT FOR DISSEMINATION TO THE PUBLIC