Secure Income Plus

A non-cancelable disability income product with a return of premium feature. Provides income to your clients when they need it most!

Key Benefits

• Available to 4 occupation classes and includes multiple elimination period options
• Pays all benefits directly to the policy holder, regardless of what is covered by traditional health plans
• Returns all premiums paid, less any benefits received, if the policy is still in force when the insured reaches age 65
• Select 2-year, 5-year or to-age-65 term options (availability depends on age and occupation)
• Once the policy starts, benefits can never decrease and premiums can never increase
• Additional Monthly Income Benefit Rider delivers an additional benefit in case of total disability for up to 6 months (provided the insured was totally disabled throughout the elimination period)
• Partial Disability Benefit Rider — following total disability, those who qualify as being partially disabled will receive one-half of their total benefit for up to 6 months
• Hospital Monthly Income Benefit Rider — If the insured is totally disabled and the disability requires a hospital confinement, this rider pays additional income for up to 6 months and is not subject to an elimination period
• Accidental Death and Dismemberment Benefit Rider pays an additional lump-sum cash benefit in the event of an accidental dismemberment or loss of life
• Available in all states except: CA, MT and NY
• Policy Form Number: 02114

Benefits are subject to the terms of the policy, including pre-existing conditions, limitations and exclusions. Consult the policy for complete details.

These specifications are not intended to be all-inclusive of product information. State variations may apply. Benefits under health policies are subject to the terms of the policy, including pre-existing conditions, limitations and exclusions. Consult the policy or contract for complete details.

FOR PRODUCER USE ONLY - NOT FOR DISSEMINATION TO THE PUBLIC