Accident Expense Plus®

Some things just go better together ... like Accident Expense Plus and your client's major medical plan. More than ever before, individuals are turning to high-deductible, high co-pay major medical policies as the best way to keep their insurance premiums affordable. Unfortunately, high-deductible plans shift responsibility for a large portion of health care costs to your clients. That is why we have created a powerful complement to high-deductible or any major medical plan - Accident Expense Plus. 

• Helps cover deductibles, co-pays and other expenses not covered by your clients’ primary major medical plan
• No coordination of benefits with other health plans means receiving benefits faster and in addition to other coverage to pay for out-of-pocket expenses
• Online application and guaranteed issue for accident coverage means fast and easy processing
• The “Plus” – a simplified issue Critical Illness Rider with a lump sum benefit from $5,000 to $25,000; provides lump sum payouts if your client is diagnosed with any of 3 major critical illnesses (not available in all states)
• Issue ages 0 to 64 for individual plan
• Family plans and child-only coverage available
• Guaranteed renewable to age 65
• Available in all states except: CA, FL, MA, MN, MT, NH, PA, VT
• Policy Form Number: 07120, 07120N

 Benefits are subject to the terms of the policy, including pre-existing conditions, limitations and exclusions. Consult the policy for complete details.