Underwriting

American General Life Companies' underwriting process is designed to be the most efficient and effective in the industry. We offer:

• Processes and services customized to different types of cases:
  • Express for packaged life cases up to age 55 and $1 million.
  • Concierge for large, complex cases requiring high-touch service.
  • Relationship Team - one consistent underwriting relationship for all other cases.
     
• Automated processes to handle a high volume of cases, with quick and easy access to case status 365 days a year.
• Demonstrated competence at handling complex medical histories and unique financial needs.
• Highly competitive reinsurance programs, including jumbo, automatic and excess binding agreements.
• Electronic submission models.
• A team of leading medical directors and underwriting staff with expertise in large and complex case markets.